Texas United is a provider of both commercial and personal lines products. We represent numerous markets and are sure to find the best fit for your clients or prospect's needs.
Personal Lines
Homeowners Insurance
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HOA - Markets for homes up to $600,000, water coverage available.
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Mobile Homes - Markets for homes from $25,000 - $75,000
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TDP-1 - Markets for Dwellings from $25,000 - $350,000. Personal Liability Available
Coverage available for dwellings with ISO Protection Class 1-10!
Boat Programs - Texas United Managing General Agency is very pleased to offer different Watercraft Programs to your clients and prospects. The carrier has been in business since 1979 and has an AM Best's rating of A- (Excellent). All of these programs are Direct Bill, which will make it easier for your agency to handle. The following is a list of the Programs:
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New Freedom Personal Watercraft Program - a personal watercraft for our purposes is defined as a vessel certified for a maximum capacity of six (6) people, maximum overall length of eighteen (18) feet or less, has an inboard engine, is propelled by impeller drive/water jet drive, and is NOT used for either commercial or rental use.
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Bristol Boat Program – This program is for boats under 26 ft. in length and a hull value of less than $75,000.
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Millennium Mariner – This program is for boats over 26 ft. in length or a hull value of $75,001 and up.
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NAVIGUARD Mechanical Breakdown Insurance – This program may be written on boats not currently insured with carrier. Certain restrictions do apply based on the age of the watercraft and its components. Coverage is ONLY available for watercraft that is current year or year model, which still has a minimum of one (1) month of the manufacturer's warranty left on the "powertrain / motor(s) / engine(s)" and is NOT over eleven (11) months old since the watercraft's warranty start date or "in-service" date.
Flood Coverage
Texas United Managing General Agency is pleased to announce the addition of an excellent Flood Program to offer your customer and prospects. Standard Flood coverage insures residences up to $250,000. Excess Flood coverage is available up to an additional $500,000. Preferred Risk coverage, designed for properties in low-risk areas, provides coverage packages up to $250,000 for the structure and $60,000 for contents. Commercial Policies coverage for business up to $500,000 for the structure and an additional $500,000 for contents. Flood Contents Coverage is also available!
Commercial Lines
General Liability
At Texas United, your commercial general liability business is special to us! We are a "MGA" with in-house programs from the high risk contractor to the small day care center. We will tailor the limits and coverages for your CGL liability accounts. Give us a call or fax us today and we'll prove it. We Want Your Business! We have markets for the following types of business
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Artisan Contractors
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General Contractors
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Daycare Centers
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Roofing Contractors
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Car Wash
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This is not a complete list, please contact us with any questions
Garage Liability Update!
New lower minimum premium and Dealers Open Lot Coverage Now Available
So your agency is looking for a Garage Liability Market? Well, look no more! Texas United has a program through an "A" Rated carrier that offers coverage for over (30) classifications.
Contract Surety Bonds
Our markets will consider all the possible routes to meet your clients contract surety bond needs. This includes both standard and harder to place risks. "You submit it and we will do our best to place it."
Builders Risk
Online Rating is available for Builders Risk Policies. For more information login to the agent access portion of our site.
Monoline Commercial and Residential Plate Glass Coverage
Handled from Tyler Office. Protect your insureds BOP or CPP since losses will not affect their general package. This coverage eliminates the risk of price increases or non-renewal due to glass claims. Coverage can be extended to include earthquake, hurricane, vandalism and windstorm. Give us a call and allow us to show you how you can present this coverage to Condo Associations, Liquor Stores, Service Stations and Hotels.
Employer's Primary Indemnity Coverage
Allows your clients to protect their business and employees with this new alternative to Workers' Compensation. Please note - 3 year Hard copy loss runs or Signed Statement of No Losses on Insureds Letterhead to quote.